complete operation doctrine

A principle, applied in reference to the loading and unloading clause of an automobile liability insurance policy, that the clause covers the entire process involved in the movement of goods from the moment when they are given into the insured's possession until they are turned over at the place of destination to the party to whom delivery is to be made. According to this doctrine, loading and unloading includes more than the mere placing of the goods on the truck or the removal of the goods from the truck, so that when they are taken directly from the truck and in one continuous operation, are carried into the customer's place of business, they are still in the process of being unloaded when set down therein. 7 Am J2d Auto Ins § 88.