direct loss or damage by fire

direct loss or damage by fire
Loss or damage occurring with fire as the destroying agency, as distinguished from fire as a remote agency of loss. 29A Am J Rev ed Ins § 1288. A loss which is immediate or proximate, as distinguished from remote or incidental. Clouse v St. Paul F. & M. Ins. Co. 152 Neb 230, 40 NW2d 820, 15 ALR2d 1008. But proximate results may include other things than combustion, such as the resulting fall of a building. O'Connor v Queen Ins. Co. 140 Wis 388, 122 NW 1038.

Ballentine's law dictionary. . 1998.

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