- credit-reporting agency
- Another term for a commercial or mercantile agency.
Ballentine's law dictionary. Anderson, W.S.. 1998.
credit-reporting agency
Look at other dictionaries:
credit reporting agency — A private company that collects and sells information about a person s credit history. Clients, such as banks, mortgage lenders, credit card companies, landlords, and potential employers, use the information to screen applicants. There are three… … Law dictionary
credit reporting agency — UK US (US FINANCE ► CREDIT BUREAU(Cf. ↑credit bureau): »Files of major credit reporting agencies show that there are 19 million Americans who have never bought anything on credit … Financial and business terms
Credit Reporting Agency — This term refers to businesses that maintain historical information pertaining to credit experience on individuals or businesses. The data is collected from various sources, most commonly firms extending credit such as credit card companies,… … Investment dictionary
credit reporting agency — See: credit rating … Accounting dictionary
Credit rating agency — Corporate finance … Wikipedia
Consumer reporting agency — An agency which collects and sells information about the creditworthiness of individuals. A credit reporting agency does not make any decisions about whether a specific person should be extended credit or not. Instead, it collects information… … Wikipedia
Fair Credit Reporting Act — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… … Glossary of Bankruptcy
Fair Credit Reporting Act (1971) — Federal law that covers the reporting of debt repayment information. It establishes when a credit reporting agency may provide a report to someone; states that obsolete information must be taken off (seven to 10 years); gives consumers the right… … Glossary of Bankruptcy
consumer reporting agency — USA As defined under the Fair Credit Reporting Act (FCRA), a party that, for a fee or other benefit, regularly collects and disseminates information about consumers to evaluate the consumer s credit worthiness or other characteristics. Examples… … Law dictionary
Fair Credit Reporting Act — The Fair Credit Reporting Act (FCRA) is an American federal law (codified at usc|15|1681 et seq.) that regulates the collection, dissemination, and use of consumer credit information. ( [http://www.ftc.gov/os/statutes/031224fcra.pdf Full Statute] … Wikipedia
