external means

external means
A term limiting the coverage of an accident policy for the purpose of protecting the insurer against hidden or secret diseases where there is no manifestation of harm to the external body. American Acci. Co. v Reigart, 94 Ky 547, 23 SW 191. Not limiting recovery to a case where the external means should itself cause injury or death, the limitation being only that the cause be external to the person, although it may act on the insured internally. 29A Am J Rev ed Ins § 1165.

Ballentine's law dictionary. . 1998.

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